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VOICES FROM IRAN

Two-week banking disruption leaves Iranians struggling to access money

Baharan Azadi
Baharan Azadi

Iran International

Jun 30, 2026, 13:07 GMT+1
File photo shows a shopper making a card payment at a supermarket checkout in Iran.
File photo shows a shopper making a card payment at a supermarket checkout in Iran.

A banking disruption lasting more than two weeks has left many Iranians unable to access their accounts, make purchases or transfer money, adding to financial pressures after the recent war and ceasefire.

The problems began on June 13, when customers of several Iranian banks reported failures in mobile banking services and routine financial transactions.

Iran's Central Bank attributed the disruption to a cyberattack on banking infrastructure, saying customer information remained secure and no unauthorized access to banking data had occurred.

However, messages sent to Iran International show that many of the problems remain unresolved more than two weeks later.

Customers said mobile and internet banking services, card-to-card transfers, check processing, balance inquiries and other routine transactions continue to suffer from errors, delays or complete failures.

Several people reported that money had been deducted from their accounts but never reached the intended recipient.

One customer said fifty million rials transferred on June 28 from a bank to another was withdrawn from the sender's account but never credited to the recipient.

Photo shows people outside a branch of Iran's Mellat Bank during widespread banking service disruptions. (undated)
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Photo shows people outside a branch of Iran's Mellat Bank during widespread banking service disruptions.

A retiree in Tehran said 500 million rials disappeared from a newly opened Bank Saderat account following the disruption without explanation.

Another customer said funds deposited into an account at Bank Tejarat on June 24 could not be located by bank staff despite the customer presenting a transaction reference number.

Payment failures disrupt daily life

Customers also described widespread failures of point-of-sale terminals, disrupting routine shopping.

In some cases, money was deducted from customers' accounts without reaching merchants, with several people saying banks, including Bank Melli, had not provided clear answers about the missing transactions.

Others said alternative payment methods such as card-to-card transfers through banking applications were also unavailable, making purchases impossible.

"Online shopping isn't possible, card-to-card transfers don't work, point-of-sale purchases fail and there is no normal access to bank accounts," one citizen wrote. "Alongside inflation and poverty, these problems have only increased pressure on people."

A business owner said delayed settlements had disrupted operations. "Payments are not reaching my account, and it has affected my business," the person said.

Frozen accounts and delayed salaries

People said the disruption extends beyond failed transactions to broader restrictions on account access.

Several reported that transaction notification messages had stopped arriving, account statements were unavailable and balance inquiries could not be completed.

Others said bank accounts at institutions including Bank Melli, Bank Sepah, Bank Saderat, Bank Refah and Bank Saman had been frozen.

The restrictions have complicated access to salaries and pensions for many customers.

"Employees still haven't been paid," one customer wrote. "My account has been blocked just when my monthly salary should be deposited."

The disruption has also affected checks and loan payments.

A resident of Isfahan said a check issued to purchase a television was bounced despite sufficient funds being available in the account.

Questions over cause of disruption

After services at Bank Melli, Bank Tejarat and Bank Saderat failed on June 23, Informatics Services Corporation attributed the outage to a cyberattack.

Some customers questioned that explanation, arguing the restrictions reflected deliberate measures rather than technical failures.

One customer suggested banks were trying to discourage deposit withdrawals by disrupting transactions. Another said authorities had frozen funds because of financial pressures following the recent conflict.

The Central Bank rejected the allegations on Monday that it had directed banks to use a particular information technology provider to restore services, saying each bank independently selects contractors within existing regulations.

Despite repeated assurances from Iranian officials that banking services would soon return to normal, customers continue to report widespread disruptions.

Photo shows bank cards issued by several Iranian banks amid widespread disruptions to banking and electronic payment services in Iran. (undated)
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Photo shows bank cards issued by several Iranian banks amid widespread disruptions to banking and electronic payment services in Iran.

Technology news website CITNA reported on Monday that service outages and instability remain widespread, causing significant disruption to businesses and eroding public confidence.

Tehran Chamber of Commerce chairman Mahmoud Najafi Arab told CITNA the disruption had inflicted serious damage on the business environment at a time when the country needed faster financial services.

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Pezeshkian says Khamenei backed US MoU amid attacks on negotiators

Jun 30, 2026, 09:10 GMT+1
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Iranian President Masoud Pezeshkian meets Ayatollah Hashem Hosseini Bushehri, chairman of the Society of Seminary Teachers of Qom, in Qom, Iran, June 30, 2026.

Iranian President Masoud Pezeshkian defended the country’s negotiating team on Tuesday, saying the memorandum of understanding (MoU) with the United States was reached in full coordination with Supreme Leader Mojtaba Khamenei.

“Unfortunately, some groups, in line with the psychological operations of hostile media, are trying to weaken this achievement by attacking the negotiating team and questioning national decisions,” he said.

He added that the memorandum of understanding was reached within the framework of the Islamic Republic’s broader policies and with the support of the Supreme National Security Council.

Pezeshkian made the comments during a meeting with members of the Society of Seminary Teachers of Qom, an influential body of senior Shi'ite clerics.

The remarks came as Pezeshkian’s government faced mounting pressure from ultraconservative factions over the memorandum of understanding with the United States.

In recent weeks, some hardline figures have accused the president and the negotiating team of making concessions and questioned whether key security decisions had the backing of the Supreme Leader.

The attacks have exposed divisions within Iran’s conservative camp, with some establishment-aligned conservatives pushing back against the most radical critics.

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    Far-right overreach against Pezeshkian exposes cracks in the hardline camp

At Tuesday’s meeting, Society of Seminary Teachers of Qom Chairman Ayatollah Hashem Hosseini Bushehri voiced support for the negotiating team and said running the country under current conditions was difficult.

Other members of the group reportedly raised concerns including alleged violations of parts of the Iran-US memorandum of understanding, the need to explain the talks more clearly to the public.

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The president insisted that Iran would not retreat from its national rights or core principles, adding that the dominant view in the Supreme National Security Council had been to use diplomacy to consolidate gains made on the battlefield and protect national interests.

Pezeshkian said his government had pursued negotiations from a position of “dignity, power and national interest” and would not give in to imposed demands.

He said the final text of the agreement with the US had been reviewed by expert and security bodies before receiving what he called firm backing from the Supreme National Security Council.

Pezeshkian also said much of his government’s capacity over the past two years had been spent managing crises.

“Over the past two years, a large part of the government’s management capacity has been spent on managing crises, reducing the effects of foreign pressure and preventing the consequences of these challenges from being transferred to people’s daily lives,” he said.

Nearly half of Iranians live in land subsidence zones, report warns

Jun 30, 2026, 08:11 GMT+1
Nearly half of Iranians live in land subsidence zones, report warns
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A large sinkhole caused by land subsidence opens beneath a street in Iran.

Land subsidence has expanded into a nationwide crisis affecting nearly half of Iran’s population, with parliamentary researchers warning the damage could become irreversible if current trends continue, Shargh newspaper reported on Monday.

Around 39 million people, or about 49% of Iran’s population, live in areas affected by land subsidence or at risk of its expansion, according to the latest report by the Iranian parliament’s research center cited by Shargh. The report said the phenomenon now covers about 185,000 square kilometers, nearly 11% of the country’s land area.

“Land subsidence is no longer confined to a handful of plains or isolated regions and has become a national crisis that threatens Iran’s territorial security and development outlook,” Shargh wrote, citing the parliamentary findings.

More than 380 cities and 9,200 villages are located in affected areas or in zones where subsidence is expected to spread, underscoring the scale of the challenge.

Groundwater depletion drives crisis

The parliamentary research center identified excessive groundwater extraction as the primary cause of land subsidence, with declining rainfall and prolonged drought accelerating the process.

As underground aquifers are depleted, soil layers compact and the ground sinks, a process that is often irreversible and permanently reduces the aquifers' capacity to store water, the report said.

Ground fissures caused by land subsidence cut across dry terrain in Iran. (undtaed)
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Ground fissures caused by land subsidence cut across dry terrain in Iran.

The findings warned that subsidence poses a growing threat to roads, railways, water, gas, electricity and telecommunications networks, as well as residential buildings and historical monuments.

The report also said the phenomenon carries broad economic, social and public health consequences by increasing infrastructure maintenance costs, reducing property values, disrupting economic activity, degrading water quality and encouraging migration.

Recent reports have highlighted land subsidence as an increasing risk to some of Iran’s historical sites.

In September 2025, earthquake expert Mehdi Zare warned Iran was heading toward an “urban catastrophe” because of worsening land subsidence. Three months later, National Cartographic Center chief Eskandar Seydaiee said every part of the country except the Caspian Sea coastal provinces was experiencing subsidence to varying degrees.

Tehran faces the highest risk

Tehran is Iran’s most severely affected province, with about 1,630 square kilometers – roughly 12.5% of its area – already experiencing land subsidence, Shargh said.

The main hotspots are the Varamin plain and southwestern parts of the province, including Tehran municipal districts 17, 18, 19 and 21, along with the cities of Eslamshahr, Shahriar and Malard.

The report attributed the capital’s worsening conditions largely to concentrated overuse of groundwater resources.

Groundwater, it said, supplied about 26% of Tehran’s water at the beginning of the 2010s but now accounts for around 45%. Other estimates suggest dependence is even higher, with 62% of the capital’s water drawn from underground aquifers and only 38% from surface sources.

The findings come after Iranian officials warned this month that six consecutive years of drought, falling rainfall and dwindling renewable water resources have left Tehran facing a deepening water supply crisis, adding to concerns that continued overexploitation of groundwater will intensify land subsidence across the country.

Is Tehran preparing to reinvent the IRGC?

Jun 30, 2026, 07:44 GMT+1
•
Negar Mojtahedi
Is Tehran preparing to reinvent the IRGC?
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IRGC commanders Ahmad Vahidi (right) and Reza Sahaban stand before portraits of slain commanders in an event in Tehran, January 25, 2026

Comments by an establishment pundit suggesting the Islamic Revolutionary Guard Corps (IRGC) could be dismantled from within have raised an extraordinary question: is Tehran preparing to reinvent one of the pillars of the Islamic Republic?

The idea would have sounded almost unthinkable just months ago.

But the remarks by Mehdi Khorratian, who has close ties to Iran's hardline establishment, have fueled speculation that at least some in Tehran may be considering a major overhaul of the Islamic Republic's power structure.

Experts interviewed by Iran International say the more revealing question is not whether the IRGC disappears—it is what, if anything, replaces it.

Some believe any restructuring would amount to little more than a rebranding designed to preserve the Guard's power while shedding some of its political and economic baggage. Others see the debate as evidence that Iran's leadership understands the country cannot emerge from the recent war unchanged.

Constitutional obstacle

Historian Shahram Kholdi argues dismantling the IRGC is far more complicated than simply abolishing a military organization.

"The IRGC is not called the Revolutionary Guard Corps of Iran. It is called the Islamic Revolutionary Guard Corps. That is very important," he said.

The obstacle, he argues, lies in the constitution. Article 150 of the Islamic Republic's constitution establishes the Guard not as a conventional military force but as the institution responsible for "guarding the revolution and its achievements."

That ideological mandate makes outright dissolution highly unlikely.

Instead, Kholdi believes the leadership would preserve the system while adapting its structure.

"They will not allow any disruption in the continuity of the Islamic Republic, but they will turn it into what it has been over the past 30 years: a fully military oligarchy disguised as a theocracy," he said.

Kholdi argues restructuring could also serve a practical purpose. As Western governments continue to designate the IRGC as a terrorist organization, folding it into a broader military structure could make it easier for Iranian officials to participate in future international security arrangements linked to any agreement with Washington while complicating efforts to isolate the organization itself.

"It would actually make things much more flexible for them," he said.

A toxic brand

Political analyst Omid Memarian says the IRGC itself has become a liability.

"The IRGC has become a huge liability, both domestically and internationally," he said.

Domestically, he argues, the Guard has become associated with economic mismanagement, political repression and deep involvement across nearly every sector of Iranian life. Internationally, sanctions and terrorism designations have made the organization increasingly costly for Tehran to defend.

"The brand name has become a liability for Iran more and more over the past few years," Memarian said.

That does not necessarily mean the institution itself is disappearing. Rather, he says, it could signal an effort to package the same power structure differently.

"The same people who created this system are doing the rebranding," he said.

Memarian nevertheless believes the debate reflects something larger than institutional reform.

"There is an unwritten consensus that Iran needs a massive departure from the pre-war era," he said.

The debate is unfolding alongside unusually sharp criticism from ultrahardline figures aligned with Saeed Jalili, who have portrayed the post-war political direction as an internal "coup" against Supreme Leader Mojtaba Khamenei. They accuse figures linked to Parliament Speaker Mohammad Bagher Ghalibaf and President Masoud Pezeshkian of steering the Islamic Republic away from its revolutionary course.

Name change or real change?

For Behnam Ben Taleblu, senior director of the Iran Program at the Foundation for Defense of Democracies, the debate begins with a literary question.

"All of this reminds me of the Shakespeare quote from Romeo and Juliet: 'What's in a name?' What is in the name of the Islamic Revolutionary Guard Corps? Its mission is in the name: to preserve, protect and defend the Islamic Revolution."

He does not believe the IRGC is likely to disappear. Instead, he cautions Western governments against confusing cosmetic changes with genuine reform.

"Real transformation comes with behavior. It comes with substance—not style," Ben Taleblu said.

"The West has to distinguish fake transformation from real transformation."

Whether the organization is renamed or folded into another military structure matters less, he argues, than whether it continues sponsoring militant groups abroad, dominating Iran's economy and serving as the central pillar of the Islamic Republic's security apparatus.

"Substance is whether the entity—whatever it's called—continues to act like the IRGC," he said.

A post-war identity crisis

Ultimately, the debate over the IRGC reflects the broader question confronting the Islamic Republic after the recent war: can the system reinvent itself without changing its fundamentals?

Kholdi believes any restructuring would further entrench military rule beneath a religious façade. Memarian argues the leadership recognizes that the pre-war model is no longer sustainable but doubts the same political elite can fundamentally transform the system they built. Ben Taleblu, meanwhile, warns against mistaking pragmatism for moderation.

"People mistake Ghalibaf's opportunism for moderation," he said.

For now, the discussion reveals less about the imminent disappearance of the IRGC than about the Islamic Republic's search for a model capable of surviving its deepest crisis in decades.

Whether that future involves genuine reform or simply a new name for an old institution remains an open question.

Iran bows out of World Cup amid flags, Pride and protest

Jun 30, 2026, 00:51 GMT+1
•
Negar Mojtahedi
Iran bows out of World Cup amid flags, Pride and protest
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Iran's Shoja Khalilzadeh looks dejected after his last minute goal against Egypt gets disallowed after a VAR review, June 26, 2026

Iran's World Cup campaign ended on Saturday after a 1–1 draw with Egypt and results elsewhere confirmed Team Melli's elimination from the tournament.

But for many Iranians, the tournament had long ceased to be just about football.

Their final match in Seattle, played during the city's Pride celebrations, became a showcase for the political, cultural and human rights debates that increasingly follow Iran's national team wherever it plays.

Inside the stadium, rainbow flags flew alongside the pre-revolution Lion and Sun flag, while many Iranian supporters wore shirts and carried banners commemorating victims of the January 8–9 massacre. Outside, hundreds marched toward the stadium chanting against the Islamic Republic.

In parts of the Iranian diaspora, Team Melli no longer represents just a football team. It has become inseparable from debates over the Islamic Republic itself.

That question—whether it is possible to cheer for Iran's national team without appearing to cheer for the state it represents—has divided supporters for years. It resurfaced again in Seattle.

A stoppage-time goal by Shoja Khalilzadeh briefly appeared to keep Iran's World Cup hopes alive before it was ruled out for offside following a VAR review. Hours later, a 3–3 draw between Austria and Algeria ended Iran's hopes of advancing to the Round of 32 as one of the tournament's best third-placed teams.

Pride celebration

The match had been designated a Pride celebration by Seattle's local World Cup organizers before the tournament draw paired Iran with Egypt.

The pairing quickly drew attention because both countries have long been criticized by international human rights organizations for their treatment of LGBTQ+ people.

In Iran, same-sex relations are criminalized and can carry the death penalty. In Egypt, LGBTQ+ people have faced arrests, imprisonment and prosecution under morality-related laws.

Although later removed by city officials, Iranian and Egyptian national flags had earlier flown alongside the rainbow Pride flag in downtown Seattle.

Many fans admitted they knew little about the realities facing LGBTQ+ people in Iran.

"I honestly don't know much," one supporter said.

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After learning that same-sex relations can carry the death penalty, another described the situation as "devastating."

A self-described queer man who supports LGBTQ+ refugees called the pairing "kind of ironic."

"I do think that it's kind of ironic that Egypt and Iran are doing the Pride match because obviously queer people are persecuted in those countries," he said.

The conversations reflected a broader disconnect. While many supporters expressed strong backing for LGBTQ+ rights, few were familiar with conditions in countries where homosexuality remains criminalized.

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Politics follows Team Melli

In Seattle, the political divide surrounding Team Melli was embodied by the absence of goalkeeper Rashid Mazaheri.

Mazaheri publicly blamed Ali Khamenei and the Islamic Republic for the January 8–9 killings before reportedly being detained by Iranian authorities.

"I offer my condolences to the families who lost their loved ones for Iran," he wrote on social media. "We all know who is responsible for all the recent killings and crimes is none other than Ali Khamenei and the cursed Islamic Republic."

For many protesters outside the stadium, his absence from the World Cup squad served as another reminder that politics continues to shape Iranian football as much as events on the pitch.

The scrutiny surrounding Team Melli has extended far beyond Seattle. Throughout the tournament, players were repeatedly asked about the Islamic Republic, women's rights and LGBTQ+ issues—questions few other national teams routinely faced.

Captain Mehdi Taremi drew international attention when he said, "We respect all LGBT people," a statement that resonated with many supporters given Iran's laws criminalizing same-sex relations.

The exchange prompted comedian and former The Daily Show host Trevor Noah to write on social media: "Funny how some teams get asked about football… and others get asked to explain the world."

For many Iranian fans, the remark captured the reality facing Team Melli. Every press conference, every interview and every match has become intertwined with questions extending far beyond football.

Several members of the squad have also appeared at pro-government events or publicly backed the Islamic Republic, reinforcing the view among many protesters that the team cannot be separated from the state it represents.

Many demonstrators said they did not expect players to openly challenge the authorities. They did, however, expect them not to publicly advocate on behalf of the government.

"I'm here to protest because I think this team is not my team. This is the team of the Islamic Republic and the IRGC."

"I wish I could be in a place where I could support that team, but I am not. We are not supporting you—we are supporting the Iranian people," another supporter draped in the Lion and Sun flag said.

One fan carrying the official flag of the Islamic Republic took the opposite view.

"When it comes to the beautiful game, we should all unite under one flag and chant for our country's name, Iran," he said.

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As supporters filed out of Seattle Stadium after the final whistle, Team Melli's World Cup journey had come to an end.

As supporters filed out of Seattle Stadium after the final whistle, Team Melli's World Cup journey had come to an end. Yet the defining images of Iran's final match were as much the Lion and Sun flags, rainbow banners and shirts bearing the names and faces of those killed in the January 8–9 massacre as the disallowed goal that sealed Iran's elimination—if not more so.

For many Iranians, whenever Team Melli takes the field, the game is rarely just about football.

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Iranians criticize Khamenei funeral plans, organized turnout

Jun 29, 2026, 13:35 GMT+1
•
Saba Heidarkhani
Iranians criticize Khamenei funeral plans, organized turnout
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File photo: Supporters of Iran's ruling establishment hold portraits of slain Supreme Leader Ali Khamenei and his successor and son Mojtaba during a nighttime gathering in Iran.

Plans by Iranian authorities to hold funeral ceremonies for slain Supreme Leader Ali Khamenei from July 4 to July 9 have drawn satire over the delayed burial and the absence of his reported successor, alongside objections to efforts to boost turnout.

Iranian officials have announced a series of funeral and burial ceremonies scheduled for early July, months after Khamenei's death. The delay has become the subject of widespread discussion and satire on social media, where users have questioned the circumstances surrounding the burial and speculated about the condition of his remains.

One audience told Iran International: "A funeral for an empty coffin shows how frightened the remaining authorities are. They know they no longer have public support."

The Islamic Republic's second supreme leader was killed on the morning of February 28, in the opening hours of the war with Israel and the United States.

Others questioned the absence of Mojtaba Khamenei, who has been identified by Iranian authorities as the country's third supreme leader. Since his appointment, no public appearance, audio message or video statement has been released, with only written messages issued in his name.

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    Iranians react with joy and disbelief to Khamenei's death

Several also referred to earlier remarks by pro-government eulogist Mansour Arzi, who said during a gathering of supporters that "it will later be revealed what remained of our leader's body," adding to public speculation surrounding the burial.

‘Little significance’

Many messages also responded to comments by First Vice President Mohammad Reza Aref, who described Khamenei's funeral on Sunday as "the most important event of the 21st century."

One dismissed the characterization, saying the burial held little significance even inside Iran, let alone internationally.

Another wrote that the delayed burial of "one of the century's biggest dictators" would instead be remembered as "one of the happiest events" for many Iranians.

The empty seat reserved for Iran's Supreme Leader Ali Khamenei at his compound in Tehran is draped in black mourning cloth during a ceremony.
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The empty seat reserved for Iran's Supreme Leader Ali Khamenei at his compound in Tehran is draped in black mourning cloth during a ceremony.

Organized attendance

Many readers said that state institutions were preparing to boost attendance through administrative measures rather than voluntary participation.

A principal at a Tehran high school told Iran International that schools had received instructions two weeks earlier to prepare to accommodate visitors arriving from other cities and neighboring countries for the ceremonies.

"Our school lacks even basic facilities such as prayer hall carpets and air conditioning, yet we have been ordered to prepare for guests," the principal said.

Iran International also received messages saying that employees at state institutions, including municipal offices and the mobile operator Hamrah-e Aval, had been informed that leave and remote work would be suspended during the funeral period.

Several citizens said such measures suggested authorities expected limited spontaneous attendance and were relying on public-sector workers and organized transportation to increase turnout.

Others asaid that buses had been dispatched to rural areas with offers of free transport, meals and local incentives to encourage participation, describing the effort as a familiar method of increasing attendance at official gatherings.

Calls for protest

Some viewed the week-long ceremonies as an opportunity for peaceful protest.

One suggested people mark the funeral by blowing whistles, clapping or shouting from their windows during the evenings.

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Others called for broader demonstrations, arguing that concentrating government supporters in one location could create an opportunity for nationwide protests.

The comments followed a call issued on Sunday by exiled Prince Reza Pahlavi's media office for Iranians abroad to take part in demonstrations between July 4 and July 9, describing the period as a "Global Week of Action for a Free Iran."